Bankruptcy Attorney In Orlando, Florida
Struggling With Debt?
Do you want to become debt-free? If you are currently struggling with crushing debt, you are not alone. All across the country millions of Americans are in financial distress. Whether your financial problems were caused by an unexpected job loss, a divorce, an accident, an illness, or simply tough economic times, we want you to know that help and relief is available with Attorney Fanny Nater of Nater Law Firm, PLLC.
Filing bankruptcy can help a person discharge some of their debt (Chapter 7) or offer a payment plan suitable to the person’s income (Chapter 13). A bankruptcy case normally begins when the debtor files a petition with the bankruptcy court.
All bankruptcy cases are handled in federal court under rules outlined in the U.S. Bankruptcy Code. There are different types of bankruptcies which are usually referred to by their chapter in the U.S. Bankruptcy Code. Individuals may file Chapter 7 or Chapter 13 bankruptcy, depending on the specifics of their financial situation.
Call Nater Law Firm, PLLC at 407-954-8855 to schedule a consultation with a lawyer today.
What Happens During the Bankruptcy Process?
After your initial consultation, an experienced attorney at Nater Law Firm, PLLC will take the time to walk you through each and every step of the bankruptcy process, ensuring that you fully understand what lies ahead before you make any decisions. We’ll conduct a thorough review of your unique financial situation to determine whether filing for Chapter 7 or Chapter 13 bankruptcy may be the most suitable option for achieving your financial goals. Our dedicated firm will manage the entire filing process with the bankruptcy court, assist you in gathering all required documentation, and actively collaborate with the appointed bankruptcy trustee to ensure that your case continues to progress smoothly.
From the very beginning to the final stages, our Orlando office is here to provide unwavering support and guidance every step of the way. Don’t hesitate to schedule your consultation today to explore your options and take control of your financial future.
What Are The Differences Between Chapter 7 And Chapter 13 Bankruptcy?
In a Chapter 7 bankruptcy, many types of unsecured debt may be discharged, including medical bills, credit card balances, certain past-due tax obligations, vehicle deficiencies, and other qualifying debts. Filing can immediately stop bank account freezes, wage garnishments, and pending lawsuits. In many cases, you may be able to keep certain assets—such as your home or vehicle—so long as payments remain current and exemptions apply.
Chapter 13 bankruptcy works differently by reorganizing your debts into a single monthly payment based on your budget. This option also provides immediate relief from lawsuits, garnishments, and frozen accounts once your case is filed. Chapter 13 can help stop foreclosure or repossession proceedings and give you time to catch up on missed payments when repayment is manageable. You don’t have to continue dealing with constant calls and pressure from debt collectors—help is available when you’re ready to take the next step.
Decades of Experience Protecting Florida Bankruptcy Clients
Fanny Nater of Nater Law Firm, PLLC is an experienced consumer bankruptcy attorney in Central Florida. Attorney Fanny has filed thousands of Chapter 7 and Chapter 13 bankruptcy petitions on behalf of struggling Floridians. It gives attorney Fanny Nater great pleasure to learn from her clients that they are establishing their credit just months after receiving their discharge.
In the horizon there is the prospect of financial independence and the American dream of home ownership shortly after a bankruptcy. With her experience, Attorney Nater can help you avoid the pitfalls that can lead to dismissal of your bankruptcy, or creditors not being included in the bankruptcy and coming to collect their debt after discharge.
Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.
Frequently Asked Questions
Why file for bankruptcy?
Doing nothing will ensure that your credit will not get repaired for as long as the debt remains on your credit. Bankruptcy will stop the clock. Once filed and discharged, your credit will show a zero balance on all debts included in a chapter 7. Although bankruptcy stays on your credit for 10 years, creditors are open to extend credit within months of the discharge being filed by the Court. Therefore, waiting keeps your credit in a negative state longer. While filing your bankruptcy, will allow you to rehabilitate your credit sooner.
How long after I file can I buy a car or a house?
Your ability to buy a house or a car will depend on your ability to pay. However, often times, debtors are able to buy a car within months of their bankruptcy discharge and a house within 3 years of receiving their discharge. The interest rates for a home or car will depend on the lender and the asset being purchased.
What Documents Do You Need to File for Bankruptcy?
The documents you will need are the same whether you are filing a Chapter 7 bankruptcy or Chapter 13 bankruptcy, with slight variations. Read more here.
Have Questions About Bankruptcy?
Understanding your options can feel overwhelming, but you don’t have to figure it out on your own. Call Nater Law Firm, PLLC
at 407-954-8855
today to speak with an attorney about your financial situation and learn how bankruptcy may provide the relief you need.
There are never any hidden fees. Attorney Fanny Nater offers clear, upfront flat-fee pricing, so you always know what to expect. Schedule your free consultation today.